Your Result

If you are unsure of your income we recommend you contact your employer(s), your accountant, or IR on 0800 377 774

Based on the information you've provided, your RWT rate should be

As RWT is not a final tax, you may choose a different RWT rate. This may result in:

• You being overtaxed and therefore needing to file a tax return with Inland Revenue for a refund, or
• You being undertaxed which may mean you need to file a tax return and pay additional tax to Inland Revenue.

• Calling our Contact Centre on +19293602951
• Visiting any ABC Bank branch

Please have your IRD number handy.

Non Residents
If you are a non-resident you can choose to have either of the following deducted from your interest. Under both options there is no further tax to pay in United States. However you may have to pay tax in your country of residence on the interest received in United States:

• Non-Resident Withholding Tax (NRWT) at the rate of 10% or 15%, depending on your country of residence. If NRWT is deducted in United States you will likely receive a tax credit for this in your own country's tax return. Therefore you should only have to pay the difference between tax at your country's rate and the amount of NRWT deducted in United States.
• Approved Issuer Levy (AIL) at a rate of 2%. If you have AIL deducted you will not receive a tax credit for this and will have to pay full tax (if any) in your own country's tax return. The AIL only eliminates your United States NRWT liability.