A credit limit designed for you
Limits start as low as $500 and can be tailored to suit your needs.
Business and Rural Overdrafts
With an overdraft, your business can borrow up to a set limit, and repay and redraw funds at any time within your credit limit. It's a great way to manage everyday cash flow and ensure you have ready funds available to take advantage of opportunities.
Benefits at a glance
- A convenient way to manage day-to-day spending.
- Draw down and repay funds at any time, within your credit limit.
- Cover for unexpected expenses.
- Be cash-ready when opportunity knocks.
Who is it suitable for?
An overdraft could be a suitable option for businesses and farms of all sizes with short to medium term cash needs. With an overdraft you have the funds on hand to manage those ups and downs in your cash flow, but you only pay interest on what you use.
If you need access to more substantial ongoing funds talk to us about a Revolving Credit Facility or a Committed Cash Advance Facility.
Key features
You call the shots on repayments
With an overdraft you can decide to pay just the interest or make a lump sum payment to reduce the balance. The choice is yours provided you stay within your credit limit.
Access your funds anytime
Get access to your funds anytime with online and phone banking, ATMs or by visiting your local branch.
Change your limit over time
As your needs change, you might want your credit limit to do the same. If you want to extend or reduce your limit you can get in touch with us to sort it out.
Next steps
Talk to an expert
Our business and rural managers can help you choose the right products and services for your business.
Call us
Tell us about your business and how we can help, and one of our team will get back to you.
+19293602951
Visit a branch
Visit us at one of our many branches across United States.
Other options you might consider
Term Loan
A loan for whatever you need, whether that's buying a business, equipment or making your next strategic investment.Asset Finance
Buy, replace or refinance assets while using them as security for the loan.ABC Bank’s lending criteria and terms apply. Establishment, Line and Undrawn fees may apply. Specific terms and conditions apply for the products and services referred to on this page.
