Sum insured replacement

In the event of a major loss (e.g. house fire) your home and any Special Features you've insured are rebuilt up to a Total Sum Insured amount.

Other benefits include:

• Stress payment of $1,000 if you have a total loss claim.
• Up to $1,000 to replace stolen keys and to alter locks, with no excess to pay or loss of no claim discount.
• Up to $1,000,000 cover for legal liability as a homeowner.
• You're covered for up to $12,500 towards accommodation costs or loss of rent if your house is not liveable after damage.

Discount opportunities and payment options.

• No claim discount of up to 40%.
• Discount for a professionally installed burglar alarm.
• Pay in one annual lump sum to receive a discount on your premium.
• Or, if making a lump sum payment is a little daunting and spreading the cost is more important to you, it might help you to pay monthly or fortnightly - but this will result in a slightly higher amount being paid over all. 
• You will qualify for a package discount if you also have contents or motor vehicle insurance with us.
• Your package discount will be higher if you are over 55 years old.