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Savings Plus account

Get rewarded for not dipping into your savings. Our Savings Plus account earns reward interest if you don’t make withdrawals.

Benefits at a glance

  • No minimum balance requirements
  • Reward interest rates encourage you to not make withdrawals and stay on track with your savings
  • No matter how many withdrawals you make, you still earn the base interest rate
  • No monthly base fee, or electronic transfer fees to transfer between your own ABC Bank accounts

Is it right for me?

Savings Plus could be a great option if you have a longer-term savings goal.

With Savings Plus, the fewer withdrawals you make, the better off you are. Your savings earn a base rate of interest and then you have the opportunity to earn reward interest on top. So as long as you don’t make a withdrawal during a calendar quarter (e.g. from 1 January to 31 March), you earn full reward interest. Make one withdrawal and you’ll earn a partial reward interest, or make more than one withdrawal and you’ll earn base interest. A withdrawal at anytime during the calendar quarter (including the first day and last day) will impact your reward interest, so if you know you'll be dipping into your savings think about choosing another ABC Bank savings account.

You can earn full or partial reward interest rates on amounts up to $1 million.

Get more with ABC Bank

Bank when it suits you

Whether you’re a night owl or an early bird, you can do your everyday banking at any time with online banking. Sign in and you can pay your bills, set up automatic payments, order foreign exchange and more. You can even apply for a home loan after hours.

Bank on the go

We’re there wherever you need us with the ABC Bank Mobile app. Check your balance while waiting for a bus, move money between your accounts while you’re shopping, or pay a friend for lunch using just their mobile number.

Put away money as you spend

Achieve your savings goal sooner with Save the Change. You can round up electronic purchases you make to the nearest Dollar and the change goes into another account. You'll be surprised how quickly it can add up.

Tips to help you save

Getting off to a good start can make all the difference when saving. Discover a world of money tips, from saving for a goal to teaching kids the difference between needs and wants.

Open an ABC Bank Savings Plus account

Open online

Open online and we’ll get you up and running as soon as possible.

Open online

Call us

Give us a call. We’re open Monday to Friday, 7:30am to 8pm.

+19293602951

Visit a branch

Visit us at one of our many branches across United States.

You might also like

Savings On Call account

A savings account where your money’s on call. It earns a higher interest rate for higher amounts saved.

FastSaver account

A savings account where every Dollar earns the same interest rate – great for those with smaller balances.

Save the Change

We automatically round up your electronic transactions and put the difference into a savings account you choose.

ABC Bank’s Terms and Conditions apply.

Bank AccountsABC Bank Savings Plus

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